Smartpay has 3 feature advantages, including:

  • Mobile Payment Gateway is a mobile application to support the operational activities of financial transactions for banks / non-bank financial institutions to be utilized for their customers
  • Payment QR is an application for Non-Cash Financial Technology that presents mobile payment solutions safely, easily and practically. Mobile payment solutions use QR Code technology as a cashless / Non-Cash payment method that makes it easy for people to transact. Payment QR provides freedom of transactions so that daily activities become easier and more convenient
  • Loan Origination System (LOS) is used to process credit applications starting from the document submission stage, scoring assessment, credit analysis, credit approval up to the search phase